Fino Payments Bank Ltd

Stage 4 · Declining · week 3

Fino Payments Bank Limited provides financial solutions and services in India. More about the company

₹128.8
+0.37% today
₹1,072 Cr · Small cap
Market Neutral — FadingFinancials 24.2% in Stage 2-9.0 pts / 20dPrivate Banks 40.7%-14.8 pts
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vs 52W High
-61.7%
₹112.5 lo₹336 hi
61.7% below 52W high — deep Stage 4 damage
In Stage 4, distance from the 52W high reflects ongoing decline — not a discount. Avoid catching falling knives.
Stage Maturity
Week 3
1w13w26w
Week 3 — early Stage 4 decline
How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure — there's no 'bottom' time to buy.
vs 200 DMA
-22.5%
200 DMA: ₹166.2 · sloping down
In Stage 4, the stock is below its 200 DMA — the hallmark of a downtrend. No long positions warranted until this reverses structurally.
Rel Volume
0.18x
vs 50-day avg
High volume on down days in Stage 4 confirms institutional selling. Low volume bounces are typical — they lack real buyers and should not be mistaken for reversals.
Trend Health
↓
MA20 rolling over · -4.4% vs MA50 -5.6%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
1M
-7.6%
3M
-1.9%
6M
+4.1%
YTD
-50.3%
1Y
-52.1%
Sector
Financials
↓ Peaking
Stage 2%
24.2%
20d Δ
-9.0pp
1M return
-5.2%
3M return
-3.9%
Sector Stage-2 % · last 20 days
Sector has 60 Stage 2 leaders. See Financials Stage 2 →
Industry
Private Banks
↓ Peaking
Stage 2%
40.7%
20d Δ
-14.8pp
1M return
-2.6%
3M return
-2.6%
Industry Stage-2 % · last 20 days
Industry has 11 Stage 2 leaders. See Private Banks Stage 2 →
Stage Cycle Timeline2023-07-12 → 2026-10-07
S2 14w
S2 15w
S4 18w
S1 15w
S4 22w
2023-07-122026-10-07
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 14w → S3 12w → S4 2w → S2 10w → S3 1w → S4 10w → S1 4w → S2 15w → S3 9w → S4 18w → S1 15w → S4 2w → S3 4w → S2 10w → S3 3w → S4 22w → S1 12w → S4 2w current
Total tracked: 167 weeks across 18 stage runs.
Scan Membership
Breakout Watch
Latest: 2025-10-14
3 appearances in last 60 days. First seen: 2024-01-31.
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-10-07S4
Wk 3 · Vol 0.18x
2026-10-06S4
Wk 3 · Vol 0.22x
2026-10-05S4
Wk 2 · Vol 0.40x
2026-10-01S4
Wk 2 · Vol 0.39x
2026-09-30S4
Wk 2 · Vol 0.29x
2026-09-29S4
Wk 2 · Vol 0.31x
2026-09-28S4
Wk 2 · Vol 0.07x
2026-09-25S4
Wk 1 · Vol 0.10x
2026-09-24S4
Wk 1 · Vol 0.10x
2026-09-23S4
Wk 1 · Vol 0.09x
2026-09-22S4
Wk 1 · Vol 0.04x
2026-09-21S41→4
Wk 1 · Vol 0.03x
Sector Peers — Stage 2All →
SHAREINDIA
wk 10 · -9.2% from hi
9.0
SMCGLOBAL
wk 10 · -3.7% from hi
8.5
GCSL
wk 14 · -0.5% from hi
8.4
PAISALO
wk 25 · -9.8% from hi
7.9
ARIHANTCAP
wk 3 · -16.9% from hi
7.9
Moving averages & range
50 DMA
₹143.9
200 DMA
₹166.2
52W High
₹336
52W Low
₹112.5
5D Low
₹127.2
Resistance levels (recent highs)
20d High
₹140
60d High
₹176.4
120d High
₹176.4
250d High
₹336
Next resistance
+8.7%
to 20d High
Ask the Market AI about FINOPBAsk →
P/E (TTM)
16.1
Forward 5.8
Earnings Growth (YoY)
-70.5%
Revenue -31.1%
ROE
+6.8%
Profit margin +3.6%
About this companyFinancials· Private Banks

Fino Payments Bank Limited provides financial solutions and services in India. It operates in four segments: Treasury, Corporate Banking/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, and salary accounts; personal, home and property, gold, and referral loans; debit and prepaid cards; and life, health, general, motor, and shopkeeper insurance products, as well as fixed deposit and sweep account facility. It also provides open, internet, and BC banking, as well as mobile banking through the FinoPay app; merchant services; and unified payments interface, recharge, and bills payments. In addition, the company offers other banking operations, including business correspondent, digital payment, cash management, domestic money transfer, and micro ATM services, as well as Aadhaar enabled payment systems; and digital savings accounts. The company was formerly known as Fino Fintech Limited and changed its name to Fino Payments Bank Limited in April 2017. The company was founded in 2006 and is based in Navi Mumbai, India. Fino Payments Bank Limited is a subsidiary of FINO PayTech Limited.

Visit company website →

All analytics based on EOD data. Data as of 2026-10-07. Past data patterns are not indicative of future results. This page is a data analytics tool only.