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CUB · Financials · 2026-08-21

City Union Bank Ltd

Stage 4 · wk 10In scan: Breakout WatchMARKET: BULL RISING · 2026-08-21
₹217.3
-0.93% today
₹21,530 Cr · Large cap
About this companyFinancials· Private Banks
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City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, and income tax saver deposits; personal and agricultural gold, personal, consumer, home/housing, property, education, working capital, business, and foreign currency loans, as well as loan against property, gold-based overdraft, cash credits, bill finance, bank guarantee, and letter of credit; international business services, including export, import, fx retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bond; debit, prepaid, and credit cards; NRI banking products and services; and insurance products comprising life, health, and general insurance products, as well as social security schemes. It also provides tech products and services, such as net/online and mobile banking; cash and wealth management; electronic fund transfer; green pins; wallet; point of sale; and automated teller machines, as well as demat, bill payment, GST and TAX payments, and digital signature services. In addition, the company offers payments to government, including online taxes and electricity bill payment; agri related information, academic, and kiosk services; and support services, such as safe deposit locker facilities, value added, 24/7 customer care, and account aggregator. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in December 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.

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P/E (TTM)
14.2
Forward 10.3
Earnings Growth (YoY)
+25.1%
Revenue +23.6%
ROE
+13.2%
Profit margin +37.6%
Dividend Yield
0.79%
P/B 1.8
vs 52W High
-28.0%
₹194.1 lo₹301.8 hi
28.0% below 52W high — ongoing decline
In Stage 4, distance from the 52W high reflects ongoing decline — not a discount. Avoid catching falling knives.
Stage Maturity
Week 10
1w13w26w
Week 10 — established downtrend
How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure — there's no 'bottom' time to buy.
vs 200 DMA
-14.4%
200 DMA: ₹254 · sloping down
In Stage 4, the stock is below its 200 DMA — the hallmark of a downtrend. No long positions warranted until this reverses structurally.
Rel Volume
0.21x
vs 50-day avg
High volume on down days in Stage 4 confirms institutional selling. Low volume bounces are typical — they lack real buyers and should not be mistaken for reversals.
Trend Health
MA20 rolling over · -1.6% vs MA50 -6.3%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
Sector
Financials
↑ Building
Stage 2%
41.5%
20d Δ
+7.7pp
1M return
+2.1%
3M return
+3.6%
Sector Stage-2 % · last 20 days
Sector has 92 Stage 2 leaders. See Financials Stage 2 →
Industry
Private Banks
↓ Peaking
Stage 2%
66.7%
20d Δ
-3.7pp
1M return
+0.0%
3M return
+4.7%
Industry Stage-2 % · last 20 days
Industry has 18 Stage 2 leaders. See Private Banks Stage 2 →
Price + Volume Chart
Loading price chart…
Stage Cycle Timeline2023-05-29 → 2026-08-21
S2 26w
S2 18w
S2 21w
S3 14w
2023-05-292026-08-21
S1S2S3S4Setup score (0–10, dashed line at 5)
S1 1w → S4 13w → S1 10w → S2 13w → S3 10w → S2 26w → S3 3w → S2 12w → S3 6w → S4 8w → S1 2w → S2 18w → S3 3w → S2 21w → S3 14w → S4 10w current
Total tracked: 167 weeks across 16 stage runs.
1M
-1.2%
3M
-12.6%
6M
-21.2%
YTD
-27.3%
1Y
+3.1%
Scan Membership
Breakout Watch
Latest: 2025-10-17
4 appearances in last 60 days. First seen: 2024-04-22.
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-08-21S4
Wk 10 · Vol x
2026-08-20S4
Wk 10 · Vol x
2026-08-19S4
Wk 10 · Vol x
2026-08-18S4
Wk 9 · Vol x
2026-08-17S4
Wk 9 · Vol x
2026-08-14S4
Wk 9 · Vol x
2026-08-13S4
Wk 9 · Vol x
2026-08-12S4
Wk 9 · Vol x
2026-08-11S4
Wk 8 · Vol x
2026-08-10S4
Wk 8 · Vol x
2026-08-07S4
Wk 8 · Vol x
2026-08-06S4
Wk 8 · Vol x
Sector Peers — Stage 2All →
TFCILTD
wk 26 · -1.3% from hi
9.6
PRUDENT
wk 12 · -1.4% from hi
8.4
KTKBANK
wk 23 · -2.0% from hi
8.3
ESAFSFB
wk 9 · 0.0% from hi
7.6
MUFIN
wk 13 · -0.0% from hi
7.5
Moving averages & range
50 DMA
₹214.5
200 DMA
₹254
52W High
₹301.8
52W Low
₹194.1
5D Low
₹215.2
Resistance levels (recent highs)
20d High
₹238.1
60d High
₹256.8
120d High
₹290.6
250d High
₹301.8
Next resistance
+9.6%
to 20d High

All analytics based on EOD data. Data as of 2026-08-21. Past data patterns are not indicative of future results. This page is a data analytics tool only.