SBI Cards and Payment Services Ltd

Stage 4 · Declining · week 1

As of 9 Oct 2026, SBI Cards and Payment Services is in Stage 4 — declining, a downtrend, in its first week (since 8 Oct 2026). It closed at ₹562, 39.9% below its 52-week high and below its 200-day average, which is falling. In Financials, 22.0% of stocks are in Stage 2.

SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. More about the company

₹562
+2.62% today
₹53,482 Cr · Large cap
Market Neutral — FadingFinancials 22.0% in Stage 2-11.7 pts / 20dPayment Infrastructure 20.0%0.0 pts

Pro read

Pro

Our read

Declining — below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

Is SBICARD early, or has it already run? Pro answers that for every NSE stock, after every close.

₹2,999 · 12 months₹1,999 · 6 months
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vs 52W High
-39.9%
₹547.7 lo₹934.7 hi
39.9% below 52W high — deep Stage 4 damage
In Stage 4, distance from the 52W high reflects ongoing decline — not a discount. Avoid catching falling knives.
Stage Maturity
Week 1
1w13w26w
Week 1 — early Stage 4 decline
How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure — there's no 'bottom' time to buy.
vs 200 DMA
-17.6%
200 DMA: ₹682.4 · sloping down
In Stage 4, the stock is below its 200 DMA — the hallmark of a downtrend. No long positions warranted until this reverses structurally.
Rel Volume
0.37x
vs 50-day avg
High volume on down days in Stage 4 confirms institutional selling. Low volume bounces are typical — they lack real buyers and should not be mistaken for reversals.
Trend Health
↓
MA20 rolling over · -6.2% vs MA50 -1.3%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
1M
-15.9%
3M
-8.1%
6M
-16.3%
YTD
-34.9%
1Y
-35.6%
Sector
Financials
↓ Peaking
Stage 2%
22.0%
20d Δ
-11.7pp
1M return
-4.1%
3M return
-6.7%
Sector Stage-2 % · last 20 days
Sector has 55 Stage 2 leaders. See Financials Stage 2 →
Industry
Payment Infrastructure
→ Flat
Stage 2%
20.0%
20d Δ
+0.0pp
1M return
-13.0%
3M return
-7.9%
Industry Stage-2 % · last 20 days
Industry has 1 Stage 2 leader. See Payment Infrastructure Stage 2 →
Stage Cycle Timeline2023-07-14 → 2026-10-09
S4 26w
S1 19w
S2 26w
S4 32w
2023-07-142026-10-09
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 4w → S3 12w → S4 26w → S1 19w → S2 9w → S3 2w → S4 8w → S1 2w → S2 26w → S3 7w → S4 4w → S1 1w → S2 8w → S3 1w → S4 32w → S1 9w → S4 1w current
Total tracked: 168 weeks across 17 stage runs.
Scan Membership
Breakout Watch
Latest: 2025-10-27
3 appearances in last 60 days. First seen: 2024-09-11.
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-10-09S4
Wk 1 · Vol 0.37x
2026-10-08S41→4
Wk 1 · Vol 0.43x
2026-10-07S1
Wk 9 · Vol 0.56x
2026-10-06S1
Wk 9 · Vol 0.29x
2026-10-05S1
Wk 9 · Vol 0.36x
2026-10-01S1
Wk 8 · Vol 0.44x
2026-09-30S1
Wk 8 · Vol 0.27x
2026-09-29S1
Wk 8 · Vol 0.64x
2026-09-28S1
Wk 8 · Vol 0.62x
2026-09-25S1
Wk 8 · Vol 0.59x
2026-09-24S1
Wk 7 · Vol 0.52x
2026-09-23S1
Wk 7 · Vol 0.19x
Sector Peers — Stage 2All →
SMCGLOBAL
wk 10 · 0.0% from hi
9.4
GCSL
wk 15 · 0.0% from hi
8.4
ONELIFECAP
wk 1 · 0.0% from hi
8.2
ARIHANTCAP
wk 4 · -17.9% from hi
7.9
PAISALO
wk 26 · -13.4% from hi
7.5
Moving averages & range
50 DMA
₹632.5
200 DMA
₹682.4
52W High
₹934.7
52W Low
₹547.7
5D Low
₹547.7
Resistance levels (recent highs)
20d High
₹666.3
60d High
₹674.7
120d High
₹686.2
250d High
₹934.7
Next resistance
+18.6%
to 20d High
Ask the Market AI about SBICARDAsk →
P/E (TTM)
27.5
Forward 17.3
Earnings Growth (YoY)
+13.9%
Revenue +18.6%
ROE
+14.7%
Profit margin +18.3%
Dividend Yield
0.40%
P/B 3.8
About this companyFinancials· Payment Infrastructure

SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India.

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All analytics based on EOD data. Data as of 2026-10-09. Past data patterns are not indicative of future results. This page is a data analytics tool only.