L&T Finance Ltd

Stage 3 · Topping · week 2

As of 9 Oct 2026, L&T Finance is in Stage 3 — topping, where an uptrend loses steam, in week 2 (since 28 Sep 2026). It closed at ₹261, 22.2% below its 52-week high and below its 200-day average, which is falling. In Financials, 22.0% of stocks are in Stage 2.

L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. More about the company

₹261.2
+1.48% today
₹65,467 Cr · Large cap
Market Neutral — FadingFinancials 22.0% in Stage 2-11.7 pts / 20dConsumer Finance 6.8%-36.4 pts

Pro read

Pro

Our read

Topping — the uptrend is tiring

Setup score

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Momentum

Steady

Edge

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₹2,999 · 12 months₹1,999 · 6 months
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vs 52W High
-22.2%
₹240.2 lo₹335.6 hi
22.2% below 52W high — weakening from peak
Stock is rolling over from its 52W high. Stage 3 distribution — new longs are high risk here.
Stage Maturity
Week 2
1w13w26w
Week 2 — early distribution
How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.
vs 200 DMA
-10.6%
200 DMA: ₹292.3 · sloping down
Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.
Rel Volume
0.47x
vs 50-day avg
Volume spikes on down days during Stage 3 signal distribution — institutions are exiting. A clear warning to avoid new longs.
Trend Health
↓
MA20 rolling over · -7.6% vs MA50 -3.8%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
1M
-15.3%
3M
-18.7%
6M
-5.2%
YTD
-13.9%
1Y
+1.0%
Sector
Financials
↓ Peaking
Stage 2%
22.0%
20d Δ
-11.7pp
1M return
-4.1%
3M return
-6.7%
Sector Stage-2 % · last 20 days
Sector has 55 Stage 2 leaders. See Financials Stage 2 →
Industry
Consumer Finance
↓ Peaking
Stage 2%
6.8%
20d Δ
-36.4pp
1M return
-9.4%
3M return
-9.6%
Industry Stage-2 % · last 20 days
Industry has 3 Stage 2 leaders. See Consumer Finance Stage 2 →
Stage Cycle Timeline2023-07-14 → 2026-10-09
S2 23w
S2 39w
S3 17w
S2 15w
2023-07-142026-10-09
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 12w → S3 2w → S2 23w → S3 11w → S2 13w → S3 8w → S4 13w → S1 3w → S4 4w → S1 7w → S2 39w → S3 17w → S2 15w → S3 2w current
Total tracked: 169 weeks across 14 stage runs.
Scan Membership
Breakout Watch
Latest: 2026-06-12
3 appearances in last 60 days. First seen: 2024-06-13.
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-10-09S3
Wk 2 · Vol 0.47x
2026-10-08S3
Wk 2 · Vol 1.09x
2026-10-07S3
Wk 2 · Vol 1.28x
2026-10-06S3
Wk 2 · Vol 0.58x
2026-10-05S3
Wk 1 · Vol 0.75x
2026-10-01S3
Wk 1 · Vol 1.32x
2026-09-30S3
Wk 1 · Vol 1.19x
2026-09-29S3
Wk 1 · Vol 2.66x
2026-09-28S32→3
Wk 1 · Vol 1.09x
2026-09-25S2
Wk 15 · Vol 1.21x
2026-09-24S2
Wk 15 · Vol 8.08x
2026-09-23S2
Wk 15 · Vol 1.29x
Sector Peers — Stage 2All →
SMCGLOBAL
wk 10 · 0.0% from hi
9.4
GCSL
wk 15 · 0.0% from hi
8.4
ONELIFECAP
wk 1 · 0.0% from hi
8.2
ARIHANTCAP
wk 4 · -17.9% from hi
7.9
PAISALO
wk 26 · -13.4% from hi
7.5
Moving averages & range
50 DMA
₹303.1
200 DMA
₹292.3
52W High
₹335.6
52W Low
₹240.2
5D Low
₹257.4
Resistance levels (recent highs)
20d High
₹312.8
60d High
₹325.1
120d High
₹335.6
250d High
₹335.6
Next resistance
+19.8%
to 20d High
Ask the Market AI about LTFAsk →
P/E (TTM)
23.7
Forward 14.9
Earnings Growth (YoY)
+26.4%
Revenue +31.9%
ROE
+11.1%
Profit margin +33.1%
Dividend Yield
0.97%
P/B 2.7
About this companyFinancials· Consumer Finance

L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergencies, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural loans comprising vikaas loans, vishwas loans, pragati loans, RLAP balance transfer, and micro loans against property; farmer loans, including new tractor loans, agri-implement loans, kisan suvidha top up, kisan suvidha top up plus, refinance loan, and warehouse receipt finance services; gold loans, such as sukhad loan, sampati loan, saraswati loan, safalta loan, sugam loan, and shubh loan; and loans against property. The company was formerly known as L&T Finance Holdings Limited and changed its name to L&T Finance Limited in March 2024. The company was incorporated in 1994 and is headquartered in Mumbai, India. L&T Finance Limited operates as a subsidiary of Larsen & Toubro Limited.

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All analytics based on EOD data. Data as of 2026-10-09. Past data patterns are not indicative of future results. This page is a data analytics tool only.