Indian Railway Finance Corp Ltd

Stage 4 · Declining · week 14

As of 9 Oct 2026, Indian Railway Finance Corp is in Stage 4 — declining, a downtrend, in week 14 (since 3 Jul 2026). It closed at ₹74.7, 43.5% below its 52-week high and below its 200-day average, which is falling. In Financials, 22.0% of stocks are in Stage 2.

Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. More about the company

₹74.7
+0.54% today
₹97,622 Cr · Large cap
Market Neutral — FadingFinancials 22.0% in Stage 2-11.7 pts / 20dSpecialized Finance 31.6%-5.3 pts

Pro read

Pro

Our read

Declining — below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

Is IRFC early, or has it already run? Pro answers that for every NSE stock, after every close.

₹2,999 · 12 months₹1,999 · 6 months
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vs 52W High
-43.5%
₹74.3 lo₹132.2 hi
43.5% below 52W high — deep Stage 4 damage
In Stage 4, distance from the 52W high reflects ongoing decline — not a discount. Avoid catching falling knives.
Stage Maturity
Week 14
1w13w26w
Week 14 — established downtrend
How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure — there's no 'bottom' time to buy.
vs 200 DMA
-23.9%
200 DMA: ₹98.1 · sloping down
In Stage 4, the stock is below its 200 DMA — the hallmark of a downtrend. No long positions warranted until this reverses structurally.
Rel Volume
1.21x
vs 50-day avg
High volume on down days in Stage 4 confirms institutional selling. Low volume bounces are typical — they lack real buyers and should not be mistaken for reversals.
Trend Health
↓
MA20 rolling over · -3.4% vs MA50 -4.6%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
1M
-8.9%
3M
-16.9%
6M
-24.5%
YTD
-37.8%
1Y
-39.4%
Sector
Financials
↓ Peaking
Stage 2%
22.0%
20d Δ
-11.7pp
1M return
-4.1%
3M return
-6.7%
Sector Stage-2 % · last 20 days
Sector has 55 Stage 2 leaders. See Financials Stage 2 →
Industry
Specialized Finance
↓ Peaking
Stage 2%
31.6%
20d Δ
-5.3pp
1M return
-8.3%
3M return
-14.4%
Industry Stage-2 % · last 20 days
Industry has 6 Stage 2 leaders. See Specialized Finance Stage 2 →
Stage Cycle Timeline2023-07-14 → 2026-10-09
S2 41w
S2 17w
S4 18w
S4 44w
S4 14w
2023-07-142026-10-09
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 41w → S3 4w → S2 17w → S3 6w → S4 9w → S1 2w → S4 18w → S1 8w → S2 3w → S3 1w → S4 44w → S1 2w → S4 14w current
Total tracked: 169 weeks across 13 stage runs.
Scan Membership
Breakout Watch
Latest: 2025-07-17
2 appearances in last 60 days. First seen: 2024-05-22.
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-10-09S4
Wk 14 · Vol 1.21x
2026-10-08S4
Wk 14 · Vol 1.10x
2026-10-07S4
Wk 14 · Vol 0.62x
2026-10-06S4
Wk 14 · Vol 0.80x
2026-10-05S4
Wk 13 · Vol 1.06x
2026-10-01S4
Wk 13 · Vol 1.57x
2026-09-30S4
Wk 13 · Vol 5.09x
2026-09-29S4
Wk 13 · Vol 2.13x
2026-09-28S4
Wk 13 · Vol 1.18x
2026-09-25S4
Wk 12 · Vol 0.65x
2026-09-24S4
Wk 12 · Vol 0.73x
2026-09-23S4
Wk 12 · Vol 0.82x
Sector Peers — Stage 2All →
SMCGLOBAL
wk 10 · 0.0% from hi
9.4
GCSL
wk 15 · 0.0% from hi
8.4
ONELIFECAP
wk 1 · 0.0% from hi
8.2
ARIHANTCAP
wk 4 · -17.9% from hi
7.9
PAISALO
wk 26 · -13.4% from hi
7.5
Moving averages & range
50 DMA
₹83.2
200 DMA
₹98.1
52W High
₹132.2
52W Low
₹74.3
5D Low
₹74.3
Resistance levels (recent highs)
20d High
₹81.5
60d High
₹90.3
120d High
₹106.8
250d High
₹132.2
Next resistance
+9.1%
to 20d High
Ask the Market AI about IRFCAsk →
P/E (TTM)
18.5
Forward 13.6
Earnings Growth (YoY)
0.0%
Revenue +0.5%
ROE
+12.8%
Profit margin +97.2%
Dividend Yield
2.92%
P/B 2.3
About this companyFinancials· Specialized Finance

Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is based in New Delhi, India.

Visit company website →

All analytics based on EOD data. Data as of 2026-10-09. Past data patterns are not indicative of future results. This page is a data analytics tool only.