Indian Overseas Bank

Stage 4 · Declining · week 5

As of 9 Oct 2026, Indian Overseas Bank is in Stage 4 — declining, a downtrend, in week 5 (since 3 Sep 2026). It closed at ₹30.58, 24.8% below its 52-week high and below its 200-day average, which is falling. In Financials, 22.0% of stocks are in Stage 2.

Indian Overseas Bank provides various banking products and services in India and internationally. More about the company

₹30.6
+0.33% today
₹58,887 Cr · Large cap
Market Neutral — FadingFinancials 22.0% in Stage 2-11.7 pts / 20dPublic Banks 16.7%0.0 pts

Pro read

Pro

Our read

Declining — below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

Is IOB early, or has it already run? Pro answers that for every NSE stock, after every close.

₹2,999 · 12 months₹1,999 · 6 months
Loading price chart…
vs 52W High
-24.8%
₹30.4 lo₹40.7 hi
24.8% below 52W high — ongoing decline
In Stage 4, distance from the 52W high reflects ongoing decline — not a discount. Avoid catching falling knives.
Stage Maturity
Week 5
1w13w26w
Week 5 — early Stage 4 decline
How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure — there's no 'bottom' time to buy.
vs 200 DMA
-10.0%
200 DMA: ₹34 · sloping down
In Stage 4, the stock is below its 200 DMA — the hallmark of a downtrend. No long positions warranted until this reverses structurally.
Rel Volume
0.88x
vs 50-day avg
High volume on down days in Stage 4 confirms institutional selling. Low volume bounces are typical — they lack real buyers and should not be mistaken for reversals.
Trend Health
↓
MA20 rolling over · -2.8% vs MA50 -2.9%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
1M
-8.3%
3M
-11.6%
6M
-11.2%
YTD
-9.9%
1Y
-22.7%
Sector
Financials
↓ Peaking
Stage 2%
22.0%
20d Δ
-11.7pp
1M return
-4.1%
3M return
-6.7%
Sector Stage-2 % · last 20 days
Sector has 55 Stage 2 leaders. See Financials Stage 2 →
Industry
Public Banks
→ Flat
Stage 2%
16.7%
20d Δ
+0.0pp
1M return
-4.0%
3M return
-4.8%
Industry Stage-2 % · last 20 days
Industry has 2 Stage 2 leaders. See Public Banks Stage 2 →
Stage Cycle Timeline2023-07-14 → 2026-10-09
S2 23w
S2 18w
S4 39w
S4 26w
2023-07-142026-10-09
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 23w → S3 3w → S2 18w → S3 3w → S2 10w → S3 8w → S4 39w → S1 5w → S4 5w → S1 11w → S2 1w → S3 1w → S4 26w → S1 4w → S4 4w → S1 3w → S4 5w current
Total tracked: 169 weeks across 17 stage runs.
Scan Membership
Breakout Watch
Latest: 2025-12-02
3 appearances in last 60 days. First seen: 2024-01-12.
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-10-09S4
Wk 5 · Vol 0.88x
2026-10-08S4
Wk 5 · Vol 0.77x
2026-10-07S4
Wk 5 · Vol 1.31x
2026-10-06S4
Wk 5 · Vol 0.94x
2026-10-05S4
Wk 5 · Vol 1.95x
2026-10-01S4
Wk 4 · Vol 1.14x
2026-09-30S4
Wk 4 · Vol 0.91x
2026-09-29S4
Wk 4 · Vol 5.19x
2026-09-28S4
Wk 4 · Vol 1.03x
2026-09-25S4
Wk 4 · Vol 0.36x
2026-09-24S4
Wk 3 · Vol 0.62x
2026-09-23S4
Wk 3 · Vol 0.44x
Sector Peers — Stage 2All →
SMCGLOBAL
wk 10 · 0.0% from hi
9.4
GCSL
wk 15 · 0.0% from hi
8.4
ONELIFECAP
wk 1 · 0.0% from hi
8.2
ARIHANTCAP
wk 4 · -17.9% from hi
7.9
PAISALO
wk 26 · -13.4% from hi
7.5
Moving averages & range
50 DMA
₹32.7
200 DMA
₹34
52W High
₹40.7
52W Low
₹30.4
5D Low
₹30.5
Resistance levels (recent highs)
20d High
₹33.1
60d High
₹35.3
120d High
₹35.6
250d High
₹40.7
Next resistance
+8.1%
to 20d High
Ask the Market AI about IOBAsk →
P/E (TTM)
12.1
Forward 37.6
Earnings Growth (YoY)
+39.7%
Revenue +1.9%
ROE
+15.7%
Profit margin +37.5%
About this companyFinancials· Public Banks

Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. It also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, digital, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Colombo, and Bangkok. Indian Overseas Bank was incorporated in 1936 and is headquartered in Chennai, India.

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All analytics based on EOD data. Data as of 2026-10-09. Past data patterns are not indicative of future results. This page is a data analytics tool only.