HDB Financial Services Ltd

Stage 4 · Declining · week 4

As of 9 Oct 2026, HDB Financial Services is in Stage 4 — declining, a downtrend, in week 4 (since 11 Sep 2026). It closed at ₹589, 23.8% below its 52-week high and below its 200-day average, which is falling. In Financials, 22.0% of stocks are in Stage 2.

HDB Financial Services Limited operates as a non-banking financial company that provides lending and business process outsourcing services in India. More about the company

₹588.7
+0.38% today
₹48,767 Cr · Large cap
Market Neutral — FadingFinancials 22.0% in Stage 2-11.7 pts / 20dConsumer Finance 6.8%-36.4 pts

Pro read

Pro

Our read

Declining — below its long-term trend

Setup score

—

Momentum

Steady

Edge

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Is HDBFS early, or has it already run? Pro answers that for every NSE stock, after every close.

₹2,999 · 12 months₹1,999 · 6 months
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vs 52W High
-23.8%
₹560 lo₹772.9 hi
23.8% below 52W high — ongoing decline
In Stage 4, distance from the 52W high reflects ongoing decline — not a discount. Avoid catching falling knives.
Stage Maturity
Week 4
1w13w26w
Week 4 — early Stage 4 decline
How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure — there's no 'bottom' time to buy.
vs 200 DMA
-14.5%
200 DMA: ₹688.4 · sloping down
In Stage 4, the stock is below its 200 DMA — the hallmark of a downtrend. No long positions warranted until this reverses structurally.
Rel Volume
0.84x
vs 50-day avg
High volume on down days in Stage 4 confirms institutional selling. Low volume bounces are typical — they lack real buyers and should not be mistaken for reversals.
Trend Health
↓
MA20 rolling over · -4.8% vs MA50 -4.5%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
1M
-13.8%
3M
-22.1%
6M
-6.0%
YTD
-22.4%
1Y
-23.3%
Sector
Financials
↓ Peaking
Stage 2%
22.0%
20d Δ
-11.7pp
1M return
-4.1%
3M return
-6.7%
Sector Stage-2 % · last 20 days
Sector has 55 Stage 2 leaders. See Financials Stage 2 →
Industry
Consumer Finance
↓ Peaking
Stage 2%
6.8%
20d Δ
-36.4pp
1M return
-9.4%
3M return
-9.6%
Industry Stage-2 % · last 20 days
Industry has 3 Stage 2 leaders. See Consumer Finance Stage 2 →
Stage Cycle Timeline2025-07-02 → 2026-10-09
S? 42w
S4 7w
S1 9w
2025-07-022026-10-09
S1S2S3S4Setup score (0–10, dashed line at 5)
S? 42w → S4 7w → S1 9w → S2 4w → S4 4w current
Total tracked: 66 weeks across 5 stage runs.
Scan Membership
Breakout Watch
Latest: 2026-08-14
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-10-09S4
Wk 4 · Vol 0.84x
2026-10-08S4
Wk 4 · Vol 0.43x
2026-10-07S4
Wk 4 · Vol 1.60x
2026-10-06S4
Wk 4 · Vol 1.70x
2026-10-05S4
Wk 3 · Vol 0.55x
2026-10-01S4
Wk 3 · Vol 0.79x
2026-09-30S4
Wk 3 · Vol 0.76x
2026-09-29S4
Wk 3 · Vol 0.42x
2026-09-28S4
Wk 3 · Vol 0.51x
2026-09-25S4
Wk 2 · Vol 0.41x
2026-09-24S4
Wk 2 · Vol 0.55x
2026-09-23S4
Wk 2 · Vol 0.37x
Sector Peers — Stage 2All →
SMCGLOBAL
wk 10 · 0.0% from hi
9.4
GCSL
wk 15 · 0.0% from hi
8.4
ONELIFECAP
wk 1 · 0.0% from hi
8.2
ARIHANTCAP
wk 4 · -17.9% from hi
7.9
PAISALO
wk 26 · -13.4% from hi
7.5
Moving averages & range
50 DMA
₹668.7
200 DMA
₹688.4
52W High
₹772.9
52W Low
₹560
5D Low
₹586.4
Resistance levels (recent highs)
20d High
₹698.4
60d High
₹752.3
120d High
₹756.3
250d High
₹772.9
Next resistance
+18.6%
to 20d High
Ask the Market AI about HDBFSAsk →
P/E (TTM)
21.8
Forward 14.1
Earnings Growth (YoY)
+35.7%
Revenue +18.4%
ROE
+13.9%
Profit margin +28.9%
Dividend Yield
0.59%
P/B 2.7
About this companyFinancials· Consumer Finance

HDB Financial Services Limited operates as a non-banking financial company that provides lending and business process outsourcing services in India. The company offers personal loans, salaried personal loans, business loans, micro lending loans, auto loans, two-wheeler loans, gold loans, loans against property, enterprise business loans, consumer durable loans, commercial vehicle loans, construction equipment loans, car loans, digital and lifestyle product loans, digital lending, tractor loans, and general and life insurance products. Its BPO services include back-office services, such as forms processing, documents verification, finance and accounting services, and correspondence management; and front office services, consisting of contact center management, outbound marketing, and collection services. The company was incorporated in 2007 and is based in Mumbai, India. HDB Financial Services Limited operates as a subsidiary of HDFC Bank Limited.

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All analytics based on EOD data. Data as of 2026-10-09. Past data patterns are not indicative of future results. This page is a data analytics tool only.