Skip to main content

Cholamandalam Investment and Finance Company Ltd

Stage 3 · Topping · week 2

As of 9 Oct 2026, Cholamandalam Investment and Finance Company is in Stage 3 — topping, where an uptrend loses steam, in week 2 (since 30 Sep 2026). It closed at ₹1,588, 18.2% below its 52-week high and below its 200-day average, which is falling. In Financials, 22.0% of stocks are in Stage 2.

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. More about the company

₹1,587.6
+2.82% today
₹1.36L Cr · Large cap
Market Neutral — FadingFinancials 22.0% in Stage 2-11.7 pts / 20dConsumer Finance 6.8%-36.4 pts

Pro read

Pro

Our read

Topping — the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

Is CHOLAFIN early, or has it already run? Pro answers that for every NSE stock, after every close.

Loading price chart…
vs 52W High
-18.2%
₹1,354.7 lo₹1,940 hi
18.2% below 52W high — weakening from peak
Stock is rolling over from its 52W high. Stage 3 distribution — new longs are high risk here.
Stage Maturity
Week 2
1w13w26w
Week 2 — early distribution
How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.
vs 200 DMA
-5.5%
200 DMA: ₹1,679.3 · sloping down
Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.
Rel Volume
1.19x
vs 50-day avg
Volume spikes on down days during Stage 3 signal distribution — institutions are exiting. A clear warning to avoid new longs.
Trend Health
↓
MA20 rolling over · -6.6% vs MA50 -2.0%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
1M
-12.9%
3M
-12.2%
6M
+2.1%
YTD
-5.3%
1Y
-1.0%
Sector
Financials
↓ Peaking
Stage 2%
22.0%
20d Δ
-11.7pp
1M return
-4.1%
3M return
-6.7%
Sector Stage-2 % · last 20 days
Sector has 55 Stage 2 leaders. See Financials Stage 2 →
Industry
Consumer Finance
↓ Peaking
Stage 2%
6.8%
20d Δ
-36.4pp
1M return
-9.4%
3M return
-9.6%
Industry Stage-2 % · last 20 days
Industry has 3 Stage 2 leaders. See Consumer Finance Stage 2 →
Stage Cycle Timeline2023-07-14 → 2026-10-09
S2 25w
S2 18w
S2 17w
2023-07-142026-10-09
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 7w → S3 2w → S2 12w → S3 5w → S2 7w → S3 3w → S4 6w → S1 2w → S2 25w → S3 5w → S4 7w → S1 7w → S2 18w → S3 10w → S2 17w → S3 9w → S4 10w → S1 4w → S2 11w → S3 1w current
Total tracked: 168 weeks across 20 stage runs.
Scan Membership
Breakout Watch
Latest: 2026-07-16
5 appearances in last 60 days. First seen: 2024-01-08.
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-10-09S3
Wk 2 · Vol 1.19x
2026-10-08S3
Wk 2 · Vol 1.08x
2026-10-07S3
Wk 1 · Vol 1.30x
2026-10-06S3
Wk 1 · Vol 0.65x
2026-10-05S3
Wk 1 · Vol 0.95x
2026-10-01S3
Wk 1 · Vol 1.19x
2026-09-30S32→3
Wk 1 · Vol 1.31x
2026-09-29S2
Wk 11 · Vol 1.05x
2026-09-28S2
Wk 11 · Vol 0.85x
2026-09-25S2
Wk 11 · Vol 2.11x
2026-09-24S2
Wk 10 · Vol 3.17x
2026-09-23S2
Wk 10 · Vol 0.94x
Sector Peers — Stage 2All →
SMCGLOBAL
wk 10 · 0.0% from hi
9.4
GCSL
wk 15 · 0.0% from hi
8.4
ONELIFECAP
wk 1 · 0.0% from hi
8.2
ARIHANTCAP
wk 4 · -17.9% from hi
7.9
PAISALO
wk 26 · -13.4% from hi
7.5
Moving averages & range
50 DMA
₹1,797.7
200 DMA
₹1,679.3
52W High
₹1,940
52W Low
₹1,354.7
5D Low
₹1,544
Resistance levels (recent highs)
20d High
₹1,859
60d High
₹1,940
120d High
₹1,940
250d High
₹1,940
Next resistance
+17.1%
to 20d High
P/E (TTM)
25.5
Forward 15.8
Earnings Growth (YoY)
+29.1%
Revenue +24.1%
ROE
+19.3%
Profit margin +39.8%
Dividend Yield
0.13%
P/B 4.4
About this companyFinancials· Consumer Finance

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicles, two- and three- wheelers, and tractors, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professional and non-professional customers, and micro and small businesses. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer portal services under the Gaadi Bazaar brand, which act as a hub for dealers in listing vehicles, generating leads, and applying for loans and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is headquartered in Chennai, India.

Visit company website →

All analytics based on EOD data. Data as of 2026-10-09. Past data patterns are not indicative of future results. This page is a data analytics tool only.