UTKARSHBNK · Financials · 2026-08-07

Utkarsh Small Finance Bank Ltd

Stage 1 · wk 13In scan: Breakout WatchMARKET: BULL TOPPING · 2026-08-07
₹14.2
-1.25% today
₹2,525 Cr · Small cap
About this companyFinancials· Diversified Financials
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Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Utkarsh Small Finance Bank Limited is a subsidiary of Utkarsh CoreInvest Limited.

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ROE
-40.0%
Profit margin +0.0%
vs 52W High
-36.7%
₹10.2 lo₹22.4 hi
36.7% below 52W high — far from high
Stock is basing below old highs. A volume-backed breakout to new highs would be the Stage 2 signal to watch.
Stage Maturity
Week 13
1w13w26w
Week 13 — base building
How long this stock has been basing. Longer bases can produce stronger breakouts — but don't anticipate, wait for the breakout.
vs 200 DMA
-2.3%
200 DMA: ₹14.5 · sloping down
Stock is testing its 200 DMA as part of the base. Reclaiming and holding above it is a key Stage 2 prerequisite.
Rel Volume
0.30x
vs 50-day avg
Volume in Stage 1 basing is typically quiet. A surge in volume on an upside breakout is the signal to watch.
Trend Health
→
MA20 flat · -0.5% vs MA50 +1.7%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
Sector
Financials
↑ Building
Stage 2%
38.9%
20d Δ
+3.7pp
1M return
+1.0%
3M return
+0.4%
Sector Stage-2 % · last 20 days
Sector has 87 Stage 2 leaders. See Financials Stage 2 →
Industry
Diversified Financials
↑ Building
Stage 2%
41.9%
20d Δ
+8.6pp
1M return
+0.7%
3M return
+5.3%
Industry Stage-2 % · last 20 days
Industry has 13 Stage 2 leaders. See Diversified Financials Stage 2 →
Price + Volume Chart
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Stage Cycle Timeline2023-07-21 → 2026-08-07
S? 43w
S4 48w
S4 43w
S1 13w
2023-07-212026-08-07
S1S2S3S4Setup score (0–10, dashed line at 5)
S? 43w → S4 2w → S2 5w → S4 48w → S1 4w → S4 43w → S1 13w current
Total tracked: 159 weeks across 7 stage runs.
1M
+0.6%
3M
-8.4%
6M
+4.6%
YTD
-2.9%
1Y
-35.9%
Scan Membership
Breakout Watch
Latest: 2024-05-31
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-08-07S1
Wk 13 · Vol —x
2026-08-06S1
Wk 13 · Vol —x
2026-08-05S1
Wk 13 · Vol —x
2026-08-04S1
Wk 13 · Vol —x
2026-08-03S1
Wk 13 · Vol —x
2026-07-31S1
Wk 12 · Vol —x
2026-07-30S1
Wk 12 · Vol —x
2026-07-29S1
Wk 12 · Vol —x
2026-07-28S1
Wk 12 · Vol —x
2026-07-27S1
Wk 12 · Vol —x
2026-07-24S1
Wk 11 · Vol —x
2026-07-23S1
Wk 11 · Vol —x
Sector Peers — Stage 2All →
TFCILTD
wk 24 · 0.0% from hi
9.8
CONSOFINVT
wk 9 · -5.1% from hi
8.6
JSFB
wk 10 · -6.1% from hi
8.5
UJJIVANSFB
wk 8 · -2.7% from hi
8.4
TMB
wk 39 · -2.0% from hi
8.3
Moving averages & range
50 DMA
₹14.2
200 DMA
₹14.5
52W High
₹22.4
52W Low
₹10.2
5D Low
₹14.2
Resistance levels (recent highs)
20d High
₹15.2
60d High
₹15.2
120d High
₹15.6
250d High
₹22.4
Next resistance
+7.1%
to 20d High

All analytics based on EOD data. Data as of 2026-08-07. Past data patterns are not indicative of future results. This page is a data analytics tool only.