Utkarsh Small Finance Bank Ltd

Stage 3 · Topping · week 3

As of 16 Oct 2026, Utkarsh Small Finance Bank is in Stage 3 — topping, where an uptrend loses steam, in week 3 (since 28 Sep 2026). It closed at ₹13.27, 38.9% below its 52-week high and below its 200-day average, which is falling. In Financials, 21.2% of stocks are in Stage 2.

Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. More about the company

₹13.3
-1.48% today
₹2,361 Cr · Small cap
Market Neutral — FadingFinancials 21.2% in Stage 2-11.4 pts / 20dDiversified Financials 27.3%-12.1 pts

Pro read

Pro

Our read

Topping — the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

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Is UTKARSHBNK early, or has it already run? Pro answers that for every NSE stock, after every close.

₹2,999 · 12 months₹1,999 · 6 months
Loading price chart…
vs 52W High
-38.9%
₹10.2 lo₹21.7 hi
38.9% below 52W high — weakening from peak
Stock is rolling over from its 52W high. Stage 3 distribution — new longs are high risk here.
Stage Maturity
Week 3
1w13w26w
Week 3 — early distribution
How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.
vs 200 DMA
-4.5%
200 DMA: ₹13.9 · sloping down
Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.
Rel Volume
0.69x
vs 50-day avg
Volume spikes on down days during Stage 3 signal distribution — institutions are exiting. A clear warning to avoid new longs.
Trend Health
↓
MA20 rolling over · -4.1% vs MA50 -2.6%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
1M
-4.0%
3M
-11.5%
6M
-1.6%
YTD
-12.9%
1Y
-30.0%
Sector
Financials
↓ Peaking
Stage 2%
21.2%
20d Δ
-11.4pp
1M return
-0.9%
3M return
-5.5%
Sector Stage-2 % · last 20 days
Sector has 55 Stage 2 leaders. See Financials Stage 2 →
Industry
Diversified Financials
↓ Peaking
Stage 2%
27.3%
20d Δ
-12.1pp
1M return
+2.2%
3M return
-1.6%
Industry Stage-2 % · last 20 days
Industry has 9 Stage 2 leaders. See Diversified Financials Stage 2 →
Stage Cycle Timeline2023-07-21 → 2026-10-16
S? 43w
S4 48w
S4 43w
S1 15w
2023-07-212026-10-16
S1S2S3S4Setup score (0–10, dashed line at 5)
S? 43w → S4 2w → S2 5w → S4 48w → S1 4w → S4 43w → S1 15w → S2 5w → S3 3w current
Total tracked: 168 weeks across 9 stage runs.
Scan Membership
Breakout Watch
Latest: 2026-08-19
2 appearances in last 60 days. First seen: 2024-05-31.
A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding — staying power in the scan says more about the trend than any single appearance.
Recent Stage Timeline
2026-10-16S3
Wk 3 · Vol 0.69x
2026-10-15S3
Wk 3 · Vol 0.23x
2026-10-14S3
Wk 3 · Vol 0.33x
2026-10-13S3
Wk 3 · Vol 0.29x
2026-10-12S3
Wk 2 · Vol 0.31x
2026-10-09S3
Wk 2 · Vol 0.67x
2026-10-08S3
Wk 2 · Vol 0.56x
2026-10-07S3
Wk 2 · Vol 2.27x
2026-10-06S3
Wk 2 · Vol 0.25x
2026-10-05S3
Wk 1 · Vol 0.31x
2026-10-01S3
Wk 1 · Vol 0.42x
2026-09-30S3
Wk 1 · Vol 0.46x
Sector Peers — Stage 2All →
SMCGLOBAL
wk 11 · -6.2% from hi
9.0
ONELIFECAP
wk 2 · -0.0% from hi
8.7
ARIHANTCAP
wk 5 · -14.2% from hi
8.6
GCSL
wk 16 · 0.0% from hi
8.4
JAYKAY
wk 2 · — from hi
8.0
Moving averages & range
50 DMA
₹14.2
200 DMA
₹13.9
52W High
₹21.7
52W Low
₹10.2
5D Low
₹13.3
Resistance levels (recent highs)
20d High
₹14.2
60d High
₹15.9
120d High
₹15.9
250d High
₹21.7
Next resistance
+6.8%
to 20d High
Ask the Market AI about UTKARSHBNKAsk →
ROE
-40.0%
Profit margin 0.0%
About this companyFinancials· Diversified Financials

Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Utkarsh Small Finance Bank Limited is a subsidiary of Utkarsh CoreInvest Limited.

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All analytics based on EOD data. Data as of 2026-10-16. Past data patterns are not indicative of future results. This page is a data analytics tool only.