Spandana Sphoorty Financial Ltd

Stage 4 · Declining · week 3

As of 16 Oct 2026, Spandana Sphoorty Financial is in Stage 4 — declining, a downtrend, in week 3 (since 25 Sep 2026). It closed at ₹212, 31.8% below its 52-week high and below its 200-day average, which is falling. In Financials, 20.8% of stocks are in Stage 2.

Spandana Sphoorty Financial Limited engages in the microfinance business in India. More about the company

₹211.8
+0.01% today
₹1,878 Cr · Small cap
Market Neutral — FadingFinancials 20.8% in Stage 2-11.8 pts / 20dConsumer Finance 6.8%-34.1 pts

Pro read

Pro

Our read

Declining — below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

Is SPANDANA early, or has it already run? Pro answers that for every NSE stock, after every close.

₹2,999 · 12 months₹1,999 · 6 months
Loading price chart…
vs 52W High
-31.8%
₹184.2 lo₹310.6 hi
31.8% below 52W high — ongoing decline
In Stage 4, distance from the 52W high reflects ongoing decline — not a discount. Avoid catching falling knives.
Stage Maturity
Week 3
1w13w26w
Week 3 — early Stage 4 decline
How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure — there's no 'bottom' time to buy.
vs 200 DMA
-13.8%
200 DMA: ₹245.9 · sloping down
In Stage 4, the stock is below its 200 DMA — the hallmark of a downtrend. No long positions warranted until this reverses structurally.
Rel Volume
0.54x
vs 50-day avg
High volume on down days in Stage 4 confirms institutional selling. Low volume bounces are typical — they lack real buyers and should not be mistaken for reversals.
Trend Health
↓
MA20 rolling over · -4.5% vs MA50 -9.8%
Two-layer momentum read: the glyph shows whether the 20-day MA is rising (↑/↗), flat (→), or rolling over (↓). The ⇈ flag fires when the 20-day MA is pulling away from the 50-day MA — short-term momentum building on top of the longer trend. Best when both glyphs agree.
1M
-6.2%
3M
-28.6%
6M
-6.8%
YTD
-21.6%
1Y
-17.3%
Sector
Financials
↓ Peaking
Stage 2%
20.8%
20d Δ
-11.8pp
1M return
-0.9%
3M return
-5.5%
Sector Stage-2 % · last 20 days
Sector has 54 Stage 2 leaders. See Financials Stage 2 →
Industry
Consumer Finance
↓ Peaking
Stage 2%
6.8%
20d Δ
-34.1pp
1M return
-5.0%
3M return
-9.0%
Industry Stage-2 % · last 20 days
Industry has 3 Stage 2 leaders. See Consumer Finance Stage 2 →
Stage Cycle Timeline2023-07-20 → 2026-10-16
S2 31w
S4 57w
S4 17w
S4 17w
2023-07-202026-10-16
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 31w → S3 9w → S4 57w → S1 8w → S4 17w → S1 10w → S4 17w → S1 4w → S2 9w → S3 3w → S4 3w current
Total tracked: 169 weeks across 11 stage runs.
Scan Membership
Prop Scan
Latest: 2026-07-23
Breakout Watch
Latest: 2026-06-29
20 appearances in last 60 days. First seen: 2026-06-29.
Stocks that stay in the scan for 13+ weeks are in the highest observed-return cohort — they keep qualifying because the structure remains intact, not by luck. Persistence in the scan is itself a quality signal.
Recent Stage Timeline
2026-10-16S4
Wk 3 · Vol 0.54x
2026-10-15S4
Wk 3 · Vol 0.88x
2026-10-14S4
Wk 3 · Vol 0.38x
2026-10-13S4
Wk 3 · Vol 1.00x
2026-10-12S4
Wk 3 · Vol 0.62x
2026-10-09S4
Wk 2 · Vol 0.47x
2026-10-08S4
Wk 2 · Vol 0.64x
2026-10-07S4
Wk 2 · Vol 0.56x
2026-10-06S4
Wk 2 · Vol 0.51x
2026-10-05S4
Wk 2 · Vol 0.84x
2026-10-01S4
Wk 1 · Vol 0.94x
2026-09-30S4
Wk 1 · Vol 1.53x
Sector Peers — Stage 2All →
SMCGLOBAL
wk 11 · -6.2% from hi
9.0
ONELIFECAP
wk 2 · -0.0% from hi
8.7
ARIHANTCAP
wk 5 · -14.2% from hi
8.6
GCSL
wk 16 · 0.0% from hi
8.4
JAYKAY
wk 2 · — from hi
8.0
Moving averages & range
50 DMA
₹232.5
200 DMA
₹245.9
52W High
₹310.6
52W Low
₹184.2
5D Low
₹209.6
Resistance levels (recent highs)
20d High
₹232.2
60d High
₹292.3
120d High
₹310.6
250d High
₹310.6
Next resistance
+9.6%
to 20d High
Ask the Market AI about SPANDANAAsk →
ROE
-29.4%
Profit margin 0.0%
About this companyFinancials· Consumer Finance

Spandana Sphoorty Financial Limited engages in the microfinance business in India. The company provides joint liability group based microfinance for women entrepreneurs; loans against the property; nano enterprise loans; and individual loans. It serves low-income customers in semi-urban and rural areas. Spandana Sphoorty Financial Limited was founded in 1998 and is based in Hyderabad, India.

Visit company website →

All analytics based on EOD data. Data as of 2026-10-16. Past data patterns are not indicative of future results. This page is a data analytics tool only.